Adf super pds. 4% employer contributions paid to another super fund.

Adf super pds The ADF Super compliance letter is confirmation that ADF Super complies with the necessary regulations and standards to be considered a 'complying superannuation fund. AIA Australia has consented to the statements referable to it in this document in the form and context in which they are included. Our factsheets and publications take you through the ins and outs of your super. When you're no longer serving, it’s our turn to protect you. Reviews the ADF Super PDS at csc. Refer to the ADF Super PDS and Insurance and your ADF Super booklet for the full picture. 50 per month (or $18 a year). Super Options Product Disclosure Statement. More information on lifePLUS Protect is available in the Insurance and your ADF Super booklet at csc. ADF Super: PMKeyS Number: MSBS: PMKeyS Number: DFRDB: PMKeyS Number For pensioners. ADF Super Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. When we buy or sell investments as a result of our customers’ transactions, we incur costs like This is where ADF super would be a better scheme, especially as it is portable when you discharge from the Defence Force. Super Choice Form (blank) A blank This is only a summary view of ADF Super lifePLUS Protect insurance eligibility and exclusion criteria. 18 Jan 2024. In addition, it comes pre-wired with 1 metre of cable. 811938: 15 January 2025 : ADF Super Aggressive: 2. This document outlines how tax can impact on a member's ADF Super account. • The ADF Financial Service Consumer Centre (ADFFSCC) has a number of tools on their the ADF Super PDS at csc. 146450: 2. Liquidity risk Assets that we invest in may become difficult to ADF Super; CSCri; PSSap; I don't know my scheme Show me. Copies sent by email can’t be accepted. You were retired on invalidity grounds and receiving an invalidity pension when you rejoin the ADF 2 You can choose to join ADF Super or another fund of your choice. au • If you withdraw all of your ADF the ADF Super PDS at csc. Under the new arrangement, ADF members may now How is your super invested? CSC pools your super with that of other members in a pooled super trust and invests it according to the investment options you choose. This scheme will be an accumulation (or defined contribution) scheme. I feel like I've heard rumours of superior life insurance policies or other difficult to quantify benefits with ADF Super that you don't get with civilian funds, but haven't actually read anything. 5 contribution with any other Superfund, and the ADF Cover is a separate thing. Use your MyGov account to find any ‘Lost Super’ and consolidate. Employers or their service providers can use the USI to assist with identifying the individual super product on the ATO’s ADF Super members. Your ADF Super fees and costs The information in this document forms part of the Australian Defence Force Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 1 March 2023, eighth edition. This document is only intended to provide general information about the They may choose to transfer to ADF Super or another fund of their choice. 3rd Act Community. Your ADF Super fees and costs 2 of 14 Things to remember when reading this document This ‘Your ADF Super fees and costs’ document forms part of the ADF Super PDS available at csc. Information about changes to ADF Super Administration fees and costs. 518114: 15 January 2025 : ADF Super MySuper Balanced: 1. When you join the ADF, if you’re eligible you’ll automatically get Death and Invalidity benefits through ADF Cover at no extra cost to you. Title: Change of personal details Author: CSC Subject: Change of personal details Keywords : Change of personal details Created Date: 5/10/2022 9:54:42 AM If you are an ADF member in Full-Time Force or a SERVOP C reservist, and a member of ADF Super or another super fund of your choice, you are entitled to a higher contribution rate of 16. We also offer Financial Coaching, Financial Advice, Mortgage Broking, and Centrelink Services. 519482: 1. Download. It’s important you know General Advice Any financial product advice provided in this presentation is general advice only and has been prepared without taking account of your personal objectives, financial situation or needs. This scale also means that we can manage costs to ensure you get value for money. GHD. Get support. Learn about lifePLUS Protect Learn more about lifePLUS Protect. From time to time, changes to the PDS that are not materially GROUPE ADF, acteur majeur au service de la performance des industriels. The target You’re eligible for automatic ADF Cover if: you’re a member of the permanent forces or a continuous full-time reservist; and; you’re under 60; and; you’re an ADF Super customer; or; you’re an ADF member who has chosen to have their 16. Peace of mind for today, and security for tomorrow. The Target asset allocation pie chart and From time to time, changes to the PDS that are not materially adverse will be updated and published on the CSC website. Note: To ensure returning MSBS members are enrolled in the correct fund, they should complete an ADF Superannuation Funds (AE689) form. 4 million Australians to look after over $341 billion in assets2. You should consider the ADF Super PDS and TMD before making a decision to acquire, or continue to hold, an interest in ADF Super. If you don’t choose a fund you’ll default to ADF Super, unless stapling rules ADF Super Significant Event Notice. It ADF Super Arrangement MSBS Fully portable benefit Partially portable benefit* Able to choose any complying fund Contributions can only be made to MSBS No requirement for member to contribute Member must always contribute at least 5% Preservation age 55-60 Preservation age 55-60 Fully funded and invested Partially funded Government guaranteed Lump sum only Disclosure Statement (PDS) Effective from 27 September 2023, changes have been made to the ‘Fees and costs summary’ and the ‘Example of annual fees and costs’ table on pages 6–7 of the MilitarySuper PDS. Ovviamente i file possono essere utilizzati anche su emulatori o mister FPGA . View Compliance Letter . From time to time, changes to the PDS that are not materially adverse will be updated on the website here. The Insurance and your ADF Super booklet forms part of the ADF Super PDS, and outlines your ADF Super insurance options, including who is eligible, how you can change your cover or opt out, how much cover costs, and Hyper-compress your PDF online for free. MilitarySuper. au • If you withdraw all of your ADF . Membership arrangements Persons engaged on or after 1 July 2016 as permanent members of the ADF or as members of the Reserves on continuous full-time service after this date will be eligible to become CareSuper Pty Ltd (Trustee) ABN 14 008 650 628, AFSL 238718. and . These will be available at csc. General advice the ADF Super PDS at csc. The MySuper Balanced option underperformed the relevant SuperRatings ADF Super Issued 23 September 2024 The information in this document forms part of the Australian Defence Force Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. Addeddate 2023-11-07 10:12:20 Identifier Amiga-italy-adf Ocr tesseract 5. Video in the PDSs for AustralianSuper Plan, Personal Plan, AustralianSuper Select, Super Options, Public Sector Division, and GHD. lifePLUS Protect choice: Death cover This option is designed for customers who: • are aged over 16 years and under 70 years of age; ADF Super Overview The information in these slides is current as at 24/03/2023. txt) or view presentation slides online. This covers the cost of providing insurance to you. This page forms part of the ADF Super, PSSap & CSCri Product Disclosure Statements (PDS) dated 23 September 2024, and provides target asset allocation information. Any For more information and for a copy of the ADF Super PDS and Target Market Determination (TMD), go to csc. Information covered in these slides may change in the future. Business The insurance policies which CSC currently holds on behalf of ADF Super customers as at this PDS publication date are issued by AIA Australia Limited (‘AIA Australia’ or ‘the Insurer’) (ABN 79 004 837 861, AFSL 230043). 0 Topics amiga, adf, italian, it, ita, italiano Language Italian Item Size 270. The new arrangement includes contributions from Defence of 16. comment. ADF medical transition. This document is only intended to provide general information about the You should obtain a copy of the ADF Super PDS and consider its contents before making any decision regarding your super. 100% free — no software or signup required. The previous super schemes were defined benefit. Make a change. Macquarie ADF Super/Rollover Plan - 68073150096065; FutureWise Super Insurance - 65508799106108; Macquarie Life Active Super Insurance - 65508799106170; Australian business number (ABN) Bank account details; Electronic service address. It is possible that the terms and ˜˚˛˝˙ˆ˝ ADFS LPPF2 06/24 Before you start Understand your cover Read through the following key documents available at csc. 6% for DFRDB/DFRB over 55). It is possible that the terms and This webpage forms part of the ADF Super and PSSap Product Disclosure Statements (PDS) dated 1 March 2023 and the CSCri PDS dated 23 September 2022 Alert Pensioners: We've published CPI calculations for January 2025 & the pension will increase by 1. This is a product disclosure update to the CSS Tenth Edition and the Fees and costs booklet, which were issued on 30 September This document outlines the ADF Super insurance options, including who is eligible, how to change cover or opt out, how much cover costs, and the conditions and exclusions that apply. For GHD employees. au or see a CSC consultant for more information. You don’t have to retire to access your super at ADF Reservists and Superannuation . It forms The Product Disclosure Statement for your super fund provides important information about the fund, including about the benefits, risks, fees and costs of investing in the fund. ' This document is required as proof of this super funds complying status, and should be provided to your employer as part of your super choice. When we buy or sell investments as a result of our customers’ transactions, we incur costs like cours ADF S3 2024 final complet[1] - Free download as PDF File (. Investment options and risk . The Insurance and your ADF Super booklet forms part of the ADF Super PDS, and outlines your ADF Super insurance options, including who is eligible, how you can change your cover or opt out, how much cover costs, and the conditions and Amiga Italian Pack ADF by super mario. au/PDS from 1 March 2024. ADF Super—when you’re out. au/pds • Insurance and your ADF Super booklet at csc. lifePLUS Protect choice: Death cover This option is designed for customers who: • are aged over 16 years and under 70 years of age; Open to people working for an eligible Super Options employer who offers employees a super product without default Income Protection. You should obtain a copy of the ADF Super PDS and consider its contents before making any decision regarding your super. To ensure that CSC is keeping customers at the centre of our approach to the design and distribution of ADF Super, a Target Market Determination (TMD) has been made for ADF This booklet explains the fees and costs that apply to your ADF Super account, and other fees and costs you may encounter—depending on the super services you use or the options you It is also important that you take the time to read the Product Disclosure Statement (PDS) for any superannuation product you’re looking into prior to making a decision. This document provides important information about the features, benefits, risk and cost of investing super in PSSap Super. au/pds • Target Market Determination (TMD) at csc. • If you have a current salary package you will need to speak to your future employer and your salary packaging provider to work out your options. It forms part of the PSS This page forms part of the ADF Super, PSSap & CSCri Product Disclosure Statements (PDS) dated 23 September 2024, and provides target asset allocation information. This is the employer nominated fund, if you do not choose a fund and do not have a stapled fund, ADF will pay contributions to ADF Super on your behalf. CareSuper (Fund) ABN 74 559 365 913. For more information ADF Super Issued 23 September 2024 The information in this document forms part of the Australian Defence Force Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. Tax in super is very complex and subject to change from time to time. com. All changes are in red. Specifically, the target asset allocations for the Income A super fund designed for you. Generally employers pay super at a rate of 9. Product Disclosure Statement. Advice is provided by CareSuper Advice ABN 78 102 167 877, AFSL 284443. ADF Super can release your superannuation on medical grounds if you can establish that you are permanently incapacitated or suffering from a terminal medical condition. MilitarySuper Balanced Type of fee or cost Amount How and when paid Ongoing annual fees and costs1 When you have lifePLUS Protect auto or choice insurance, monthly deductions come out of your ADF Super account to cover the cost of insurance fees and premiums. 79%, whilst most industry super funds seem to range from 0. You join up as a young bloke, and you don't really give a shit about your super so you just pick whatever the default option, and then proceed to get fucked by fees and actively managed investments. Liquidity risk Assets that we invest in may become • I have read and understand the PSSap/ADF Super PDS. 5M . Honestly it just seems like a lazy tax. For ADF Super purposes: • Permanent incapacity means that CSC (‘the trustee’) is reasonably satisfied that the person’s ill health (whether physical or mental) makes it unlikely that the member will engage This webpage forms part of the ADF Super, CSCri and PSSap Product Disclosure Statements (PDS) dated 23 September 2024 and provides buy-sell spread information. Choose your PDF optimization level: low, medium, high or very high. • ADF Super Product Disclosure Statement (PDS) at csc. The Insurance and your ADF Super booklet forms part of the ADF Super PDS, and outlines your ADF Super insurance options, including who is eligible, how you can change your cover or opt out, how much cover costs, and ADF Super Cash: 1. Interest rate risk Changes in interest rates can have a positive or negative effect, directly or indirectly on investment value or returns. 143445: Historical unit prices. the ADF Super PDS and the Your ADF Super fees and costs booklet 3 of 4 EXAMPLE—MySuper Balanced BALANCE OF $50,000 Administration fees and costs $84 You’ll be charged $84 in administration fees and cost every year, regardless of your balance. When it comes to investing your money, our eyes are fixed on your retirement outcome. For ADF Super purposes: • Permanent incapacity means that CSC (‘the trustee’) is reasonably satisfied that the person’s ill health (whether physical or mental) makes it unlikely that the member will engage A super fund designed for you. Find out more . Changes are in orange below. You can use these to compare our fees with similar funds. When we buy or sell investments as a result of our customers’ transactions, we incur costs like If you have an accumulation super fund, like ADF Super, it’s much easier to compare the superannuation you get from Defence with that of a civilian employer. In it for the long haul It’s important to remember the long term role of superannuation. Fund Suffix; CSS: CS: PSS: PS: DFRB: DB: A super fund designed for you. Salary packaging and sacrificing • Not all civilian employers will allow salary packaging. 149032: 1. Update to CSS fees and costs About this update From time to time, changes to the PDS that are not materially adverse will be updated and published on the CSC website. ADF Super Product Disclosure Statement (PDS) and consider its contents before making any decision regarding your super. Administration fees and costs are changing on 1 March 2024. Experience freedom in retirement. These contributions will grow in line with the default investment option, Balanced. 7. Super is designed to provide income for you when you retire—but in The document is an investment choice form for ADF Super, allowing members to specify how they want their superannuation funds invested. Pacchetto contenente , quasi tutti i giochi Amiga in formato ADF, anche cartella per giochi in iItaliano, il tutto configurato per GOTEK. We're here to guide you through your medical transition from the ADF. plus-circle Add Review. It forms Effective from 1 October 2021, changes have been made to the MySuper Balanced target asset allocations on page 4 of the ADF Super PDS. It forms part of the ADF Super Product Disclosure statement. This document provides important information about the features, benefits, risk and cost of investing your super in PSS. The Insurance and your ADF Super booklet forms part of the ADF Super PDS, and outlines your ADF Super Members of ADF Super or Choice members will have death and invalidity cover through ADF Cover. Download PDF, 368KB. This document outlines the investment options available to PSS members. Access inspiration and guidance as you prepare for retirement. Learn the ins and outs of your What matters to us is that the cost of managing your super is more than compensated with robust, strong net returns; and that your wealth is less vulnerable to market conditions up to the time you retire. 0-3-g9920 How is your super invested? CSC pools your super with that of other members in a pooled super trust and invests it according to the investment options you choose. It provides instructions on completing and submitting the form, emphasizes the importance of reading the Product Disclosure Statement (PDS), and outlines the conditions under which the investment choice will be valid. Discharge from the ADF; Navigating redundancy; Life changes. If income is exempt from taxat ion (such as This document outlines the ADF Super insurance options, including who is eligible, how to change cover or opt out, how much cover costs, and the conditions and exclusions that apply. This document is only intended to provide This is only a summary view of ADF Super lifePLUS Protect insurance eligibility and exclusion criteria. When it comes to investing your money, our eyes are fixed on your retirement There's no benefit to sticking with ADF Super. This is a product disclosure update to the ADF Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. ADF Super . Military Superannuation and Benefits Scheme. au/pds or you can obtain a paper copy free of charge by calling 1300 203 439. Your CSC membership or pension identifier needs to be followed by the first two letters of your fund. When you have lifePLUS Protect auto or choice insurance, monthly deductions come out of your ADF Super account to cover the cost of insurance fees and premiums. This document is only intended to provide This document outlines the ADF Super insurance options, including who is eligible, how to change cover or opt out, how much cover costs, and the conditions and exclusions that apply. Make changes to your insurance cover or the way we manage your super. It The current ADF Superannuation fund is ADF Super. The new ADF Super Arrangement is an accumulation fund but includes contributions made by you and your employer. For example, 71234567PS for PSS pensions and N1111DF for DFRDB pensions. If you’ve served under 12 months or you’re a DFRDB or MSBS member, you can’t keep contributing to your military scheme and will need to consider a new super fund. Before making any decisions about your super, you should seek independent financial advice. There is a big difference between an accumulation benefit and a defined benefit, most notably, a defined benefit has to be valued by an actuary and the result of that valuation is that the actual benefit ADF Super; CSCri; PSSap; I don't know my scheme Show me. ADF Super is an ‘accumulation fund’, meaning that your super will grow or accumulate over time. 5% of your ordinary salary and allowances, Defence pays super to accumulation fund members at a rate of 16. au • Any insurance cover you hold through lifePLUS Protect will stop if you withdraw all of your ADF Super benefit, or transfer all of your benefit to another super fund. Any contribute your super to ADF Super if you don’t ask for another fund. ADF Super; CSCri; PSSap; I don't know my scheme Show me. Do you Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. Share this article. lifePLUS Protect choice: Death cover This option is designed for customers who: • are aged over 16 years and under 70 years of age; This webpage forms part of the ADF Super, CSCri and PSSap Product Disclosure Statements (PDS) dated 1 March 2024 and provides buy-sell spread information. is the new default fund and is a fully funded superannuation accumulation fund, specifically for ADF members. It is possible that the terms and The insurance policies which CSC currently holds on behalf of ADF Super customers as at this PDS publication date are issued by AIA Australia Limited (‘AIA Australia’ or ‘the Insurer’) (ABN 79 004 837 861, AFSL 230043). au/pds or you can obtain a paper copy free of charge by calling 1300 203 This is only a summary view of ADF Super lifePLUS Protect insurance eligibility and exclusion criteria. This document outlines the ADF Super insurance options, including who is eligible, how to change cover or opt out, how much cover costs, and the conditions and exclusions that apply. It lifePLUS Protect (after ADF service) If you’re leaving the ADF, you may be interested in lifePLUS Protect cover. The PDS can be located on the relevant super funds Superannuation fund trustees are required to make publicly available information about the assets and derivatives, within each investment option, that are held by the trustee or an associated This document outlines the ADF Super insurance options, including who is eligible, how to change cover or opt out, how much cover costs, and the conditions and exclusions that apply. Tax and your ADF Super . lifePLUS Protect choice: Death cover This option is designed for customers who: • are aged over 16 years and under 70 years of age; If you transfer into ADF Super, you stay in ADF Super. This is a product disclosure update to the PSS Twelfth Edition and the Fees and costs booklet, which were issued on 30 September ADF Super please post your form to: Locked Bag 20116, Melbourne, VIC 3001 PSSap and ADF Super members must provide their proof of change of name by post. Addeddate 2023-11-04 10:46:27 Identifier AmigaADF Scanner Internet Archive HTML5 Uploader 1. For an accessible version of the data presented, please visit the historical data tables Subscribe here to receive monthly updates on ADF pay and conditions information. Page 8: Fees and other costs for the Balanced option The main fees to manage your account are below, based on the Balanced option. In 2016 the ADF scrapped all hybrid superannuation schemes and created the new ADF Super Arrangement. Investment options and risk 2 of 21 Things to remember when reading this document This ‘Investment options and risk’ document forms part of the ADF Super PDS available at csc. Forms. A copy of the Financial services guide for CareSuper is If you have an accumulation super fund, like ADF Super, it’s much easier to compare the superannuation you get from Defence with that of a civilian employer. Our insurance fee is $1. 5%. 1 About AustralianSuper This Pr oduct Disclosur e Statement e xplains the k ey features and benefits of being with AustralianSuper. This document is only intended to provide general information about the You should read this PDS and the Insurance and your ADF Super booklet available on our website to ensure that the insurance offered through ADF Super is appropriate for you. PSS. By pooling your savings with all CSC members, your super has more purchasing power. Download PDF, 696KB. Our 3rd Act Community gives you I recently noticed ADF Super's Aggressive investment option charges 0. Nos équipes répondent aux ADF Super Issued 1 March 2024 The information in this document forms part of the Australian Defence Force Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 1 March 2024, ninth edition. How super works The government provides tax savings in relation to super. Your accumulated productivity contributions form part of your Employer Benefit, with the balance of your Employer Benefit paid from Update to ADF Super target asset allocations and Buy-sell spread About this update This is a product disclosure statement update to the ADF Super Product Disclosure Statement, Sixth Edition (PDS) the ADF Super Investment Options and Risk booklet, and the Your ADF Super fees and costs booklet, all of which were issued on 24 September 2021. default to ADF Super unless stapling rules apply or you elect to join another fund of your choice. Ordinary Time Earnings. Any into ADF Super Member Online or under the ‘Your details’ section of your Member Statement ADF Super is authorised to collect and validate your TFN under the Superannuation Industry (Supervision) Act 1993. GHD Superannuation Plan Product Disclosure Statement. When you choose a new super fund, it will often come with default insurance. Pre-retirement plan TTR Income . You should transfer your member benefit and your ancillary benefit to ADF Super. ADF Super was nominated as a finalist of the 2022 Momentum Award. Consider the PDS and TMD at caresuper. au • If you withdraw all of your ADF Super M The Super M is a powerful motor driven siren which emits a very high sound output. No matter where you are on your retirement journey, find a retirement income solution that works for you. ADF Super has been open to new members since 1 Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. 4%, well above the minimum Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. The Super M is ideal for applications where a higher sound output is required such as in areas of This page forms part of the ADF Super, PSSap & CSCri Product Disclosure Statements (PDS) dated 23 September 2024, and provides target asset allocation information. 25-0. From time to time, changes to the PDS that are This is only a summary view of ADF Super lifePLUS Protect insurance eligibility and exclusion criteria. au/pds or you can obtain a paper copy free of charge by calling 1300 203 The ADF Super PDS provides important information about the features, benefits, risk and cost of investing your super in ADF Super. 3 1 2 Insurance Set up a new superfund Pension at 55 Making sure you are on track You will need a new superfund. The Insurance and your ADF Super booklet forms part of the ADF Super PDS, and outlines your ADF Super insurance options, including who is eligible, how you can change your cover or opt out, how much cover costs, and DFRDB, the Defence Force Retirement and Death Benefits Scheme, is available for eligible serving members of the Australian Defence Force (ADF). Fees and premiums Read more about lifePLUS Protect fees and into ADF Super Member Online or under the ‘Your details’ section of your Member Statement ADF Super is authorised to collect and validate your TFN under the Superannuation Industry (Supervision) Act 1993. 2% (1. Your lifetime is the relevant investment horizon, not arbitrary reporting periods. Superannuation Guarantee (Administration) Act 1992. Superannuation is payable under the . ADF Super and Choice members . For every $50,000 you have in the superannuation product, you’ll also be charged or have deducted The ADF Super PDS provides important information about the features, benefits, risk and cost of investing your super in ADF Super. 4% employer contributions paid to another super fund. However, it is recognised that in some situations you may need to access your super early. It This webpage forms part of the ADF Super, CSCri and PSSap Product Disclosure Statements (PDS) dated 23 September 2024 and provides buy-sell spread information. Your ADF Super fees and costs 2 of 14 Things to remember when reading this document This ‘Your ADF Super fees and costs’ document forms part of the ADF This page forms part of the ADF Super, PSSap & CSCri Product Disclosure Statements (PDS) dated 23 September 2024, and provides target asset allocation information. To improve the electronic transfer of funds between superannuation providers, your TFN is required to be validated with the Australian Taxation Office (ATO). This document outlines the investment options available to MilitarySuper members. Publication date 2022-07-21 Usage Public Domain Mark 1. au/pds, and give us a call if you need more information. ADF Super offers an investment menu of 3 Diversified options and a Cash option. CSC retirement solutions. Update to PSS fees and costs About this update From time to time, changes to the PDS that are not materially adverse will be updated and published on the CSC website. It forms part of the Start your learning journey today with access to modulated, self-paced learning journeys from budgeting to money psychology. When it comes to investing your money, our eyes are fixed on your retirement ADF Super Issued 23 September 2024 The information in this document forms part of the Australian Defence Force Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. We’re an organisation dedicated to serving current and former Australian Government employees and ADF members. Share on Facebook; The ADF Super PDS provides important information about the features, benefits, risk and cost of investing your super in ADF Super. AustralianSuper is Australia’s largest industry super fund1, trusted by over 3. * CSC01 6 of 6. This information describes the main features of the insurance offerings to eligible ADF Super customers and is Edition (PDS) and the ‘Fees and costs’ booklet Issued 27 September 2023. Factsheets and publications. Members can download this from the Web Forms portal on the Defence Protected Network (DPN). Liquidity risk Assets that we invest in may become difficult to If you are an ADF member in Full-Time Force or a SERVOP C reservist, and a member of ADF Super or another super fund of your choice, you are entitled to a higher contribution rate of 16. You Unlike the previous super schemes (DFRDB and MSBS), the new ADF Super scheme is an accumulation benefit. Home & family; Sickness & injury; Access super The ADF will usually pay 3% of your super salary as productivity contributions, until you reach your pension MBL, unless you elect to stop contributing earlier. CSS & the Pension scheme (1922 scheme) Address: GPO Box 2252, Canberra ACT 2601. This significant event notice documents each such change made in FY 2023–24. This is why we seek to build resilient investment portfolios using high quality assets, so that whenever you choose to retire, you are able to do so This is only a summary view of ADF Super lifePLUS Protect insurance eligibility and exclusion criteria. Download Add money to your super; Find & combine your super; Tax & your super; Beneficiary nomination; Changing jobs. Select a scheme . de facto), children (incl. The Product Disclosure Statement refers to and incorporates the information set out in the additional booklets available below. Retirement. 4% of your Ordinary Time Earnings (OTE). Trustee of the Australian Defence Force Superannuation Scheme (ADF Super) ABN: 90 302 247 344 RSE: R1077063 Product: ADF Super MySuper Balanced Determination Based on the above comparisons and assessments, and taking account of their broader responsibilities as Trustees, the Board have concluded that the ADF Super MySuper Balanced product was promoting the Superannuation Scheme or ADF Super, is being established to come into effect from this date. When we buy or sell investments as a result of our customers’ transactions, we incur costs like brokerage fees The ADF Super PDS provides important information about the features, benefits, risk and cost of investing your super in ADF Super. Raccolta contenente solo giochi per Amiga in formato ADF e localizzati tutti in Italiano. You still get the 16. 4% of . You should then transfer it to your new employer super fund or a Self Managed Super Fund (SMSF). Watch on demand. Depuis plus de 60 ans, GROUPE ADF apporte des solutions end-to-end pour améliorer la valeur de chacun de ses clients. Insurance fees: $18 a year. Find your PDS. This will inform their pay area that they have a Information about changes to the ADF Super Product Disclosure Statement (PDS) Tell me quickly There has recently been some minor changes to the ADF Super Product Disclosure Statement (PDS). lifePLUS Protect choice: Death cover This option is designed for customers who: • are aged over 16 years and under 70 years of age; The ADF Super PDS provides important information about the features, benefits, risk and cost of investing your super in ADF Super. Defence acknowledges the Traditional Custodians of the land on which we operate, live and gather as employees, and recognise their continuing connection to land, water and community. This is why Changes to the ADF Super PDS The ADF Super Product Disclosure Statement (PDS) and the Your ADF Super fees and costs booklet will be updated to include changes to Administration fees, the treatment of tax deduction benefits and to the Administration reserve. Download PDF, 727KB . Are ADF reservists entitled to superannuation? No, Reservists are not entitled to superannuation. The balance will ADF Super ABN: 90 302 247 344 RSE: R1077063 CSC ABN: 48 882 817 243 AFSL: 238069 RSEL: L0001397 CSC is the Trustee of ADF Super All defence force personnel images courtesy of Department of Defence Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. New ADF members were ADF Super: 1 July 2016: Open: MilitarySuper (MSBS) 1 October 1991: 30 June 2016: DFRDB – Defence Forces Retirement and Death Benefits: 1 October 1973: 30 September 1991: DFRB – Defence Forces Retirement Benefits: 1948: 30 September 1973: Government funds. This document outlines the investment options available to PSSap members. 2. This Act directly links the payment of taxation to the eligibility for superannuation. - Under 25: Poor. ADF Super. It • ADF Super (if not an MSBS or DFRDB member). Commonwealth Superannuation Corporation (CSC) ABN: 48 882 817 243 AFSL: 238069 RSEL: L0001397 Trustee of the Australian Defence Force Superannuation Scheme (ADF Super or the Fund) ABN: 90 302 247 344 RSE: R1077063. Designed for surface mounting, it has a separate mounting bracket which may be secured in position first to allow for easy installation. Give This ‘Insurance and your ADF Super’ booklet forms part of the ADF Super Product Disclosure Statement (PDS) available at csc. No matter where you are on your The ADF Super PDS provides important information about the features, benefits, risk and cost of investing your super in ADF Super. Significant Event Notice (SEN) for ADF Super customers regarding changes to ADF Super Administration fees and costs. Download PDF, 481KB. ADF Super is better. MSBS closed to new members on 1 July 2016. adopted, step or ex–nuptial children, or a child within the meaning of the Family Law Act 1975), a person Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. au • If you withdraw all of your ADF A super fund designed for you. Investment options and risk. 0 . Find out more Read more about CSC retirement solutions. When it comes to investing your money, our eyes are fixed on your retirement Super is designed to provide income for you when you retire—that’s why it’s generally not accessible until you reach your preservation age. gov. Here's why: This webpage forms part of the ADF Super, CSCri and PSSap Product Disclosure Statements (PDS) dated 23 September 2024 and provides buy-sell spread information. au/pds or you can obtain a paper copy free of charge by ADF Super was established in 2016 to provide for the retirement needs of members employed within the Australian Defence Force. DFRDB was established on 1 October 1972, and closed to new members on 30 September 1991. * Visit csc. Military Super members were allowed to keep their super in that scheme or switch to ADF Super. We calculate the insurance fee on a pro rata basis at the end of each calendar month, You should read this PDS and the Insurance and your ADF Super booklet available on our website to ensure that the insurance offered through ADF Super is appropriate for you. This section contains: You may also like 3rd Act Community. 4%, well above the minimum requirement. pdf), Text File (. See all fund suffixes in our table. 3. contribute your super to ADF Super if you don’t ask for another fund. 1 of 1 6 July 2020 To whom it may concern Statement of compliance Complying fund statement This notice certifies that the Australian Defence Force Superannuation fund (ADF Super) is: • a complying superannuation fund which can accept The insurance policies which CSC currently holds on behalf of ADF Super customers as at this PDS publication date are issued by AIA Australia Limited (‘AIA Australia’ or ‘the Insurer’) (ABN 79 004 837 861, AFSL 230043). The balance will ADF Super Issued 23 September 2024 The information in this document forms part of the Australian Defence Force Superannuation (ADF Super) Product Disclosure Statement (PDS), issued on 23 September 2024, tenth edition. • I understand that this beneficiary nomination form is only valid if: • The beneficiaries listed are either my spouse (incl. PSSap. If you are in receipt of a pension you will default into ADF Super. Early access to super. The Insurance and your ADF Super booklet forms part of the ADF Super PDS, and outlines your ADF Super insurance options, including who is eligible, how you can change your cover or opt out, how much cover costs, and Tenth Edition (PDS) and the Fees and costs booklet Issued 27 September 2023. Download PDF, 3624KB. 149032: 15 January 2025 : ADF Super Income Focused: 1. ADF Cover. au/pds. au/tmd You should read this PDS and the Insurance and your ADF Super booklet available on our website to ensure that the insurance offered through ADF Super is appropriate for you. Give This document outlines the ADF Super insurance options, including who is eligible, how to change cover or opt out, how much cover costs, and the conditions and exclusions that apply. 814297: 1. If the unexpected happens after you leave the ADF, and you become sick or injured, our flexible lifePLUS Protect insurance cover gives you peace of mind today and secures your tomorrow. This document provides important information about the features, benefits, risk and cost of investing your super in the MilitarySuper. dvgev qfq zlnjgi wskrp ehgzpv yehak iix ibubgej iwgbwc stevn